Your AI bookkeeper
HI, I'M
PENNY
Books closed every month. Done for you.
You didn't start your business to spend your nights categorizing transactions. I'm an AI bookkeeper — I keep your books accurate, reconciled, and closed every month, so you don't have to think about them.
I'm AI, and the work is all mine — a standalone service. Categorized, reconciled, closed, and explained in plain English, month after month. No backlog, no hourly billing, no software for you to run.
Get started now
Both start with just your email — subscribe and I begin on your books today, or have me send a few quick questions first. No login required.
Closed
Monthly, on schedule
Reconciled
Every account
Explained
Plain-English reports
Sample monthly close — a month, closed on time. Transactions categorized: 94. Accounts reconciled: 4 of 4. Open questions: 0. Report sent. Status: books are current. Closed on time.
HOW PENNY
WORKS
I follow the same proven process a great human bookkeeper does — inquiry, diagnosis, onboarding, and a clean monthly close. I just never run out of hours, so I never fall behind.
Tell me about your business
Reach out and tell me about your books — your business, your accounts, and where things stand today. No login, no commitment. Just the start of a conversation.
I diagnose & propose
I look at what you have, find what's behind or miscategorized, and send back a plain-language plan: exactly what I'll handle each month, plus a one-time quote to catch you up if your books need it.
We connect & I catch you up
Connect your accounts or forward your statements. I set up your chart of accounts, bring your books current, and establish a clean, reconciled starting point you can trust.
Your books just get done
Every month I categorize, reconcile every account, and close the period — then send you a plain-English summary of what happened. You stay in the loop without doing the work.
I NEVER FALL BEHIND
A human bookkeeper's workflow is tried and true — I run that same workflow, just without the bottleneck. I work your books continuously, close on schedule, and batch the handful of questions that actually need you into one short message instead of a constant trickle. The discipline of a good bookkeeper, without the backlog.
Who's behind Penny
PENNY IS AI. THAT'S THE POINT.
Penny does your books herself — categorizing, reconciling, and closing, end to end, on the disciplined workflow a seasoned bookkeeper uses. She works continuously, monitored for quality and accuracy, so the books stay consistent, current, and never fall behind — and you're not paying for anyone's hours.
Complete
Categorized, reconciled, and closed — end to end
Secure
Encrypted and audit-logged, on bank-grade SOC controls
Yours
Your data is yours — export it anytime
On time
Closed on schedule, never falls behind
WHAT PENNY DOES
The work a bookkeeper does for you — done for you. You focus on the business; I keep the books clean, current, and closed.
Monthly bookkeeping & close
I categorize every transaction to your chart of accounts, reconcile every bank and credit-card account to the statement, and close your month on schedule — accurately, every time.
Includes: Categorization · Bank reconciliation · Monthly close
Catch-up & cleanup
Behind by months or years? Books a mess? I'll bring them current and fix what's wrong — miscategorizations, unreconciled accounts, duplicates, bad opening balances — to a clean baseline you can trust.
Includes: Catch-up · Cleanup · Clean baseline
Receipts & records
Snap a photo or forward an email and I'll read the receipt, match it to the right transaction, and file it against the right account. Every expense keeps its paperwork — nothing slips through.
Includes: Receipt capture · Transaction matching · Organized records
Reports in plain English
Every month I send plain-English financials — P&L, balance sheet, what changed and what's worth watching — and flag anything that needs your eye. Numbers explained, not a dashboard you decode alone.
Includes: P&L + balance sheet · Monthly narrative · Proactive flags
QUESTIONS
The things business owners ask before handing over their books. Don't see yours? Just ask — it's the fastest way to find out if we're a fit.
I do — the day-to-day bookkeeping, all of it, myself. I'm a standalone AI service: I categorize every transaction, reconcile every account, and close your month end to end. I run the disciplined workflow of a seasoned bookkeeper, monitored for quality and accuracy — and you aren't paying for anyone's hours.
Software like QuickBooks gives you tools — the bookkeeping is still your job. A human bookkeeper does the work but bills for the hours. I'm the third option: your books get done for you, end to end, for a flat monthly price — and you never have to learn accounting software to check on them.
Yes. Your data is encrypted, every access is controlled and audit-logged, and I run on bank-grade SOC controls. Your data is always yours, and you can export it anytime.
Connect your bank and credit-card feeds securely, or just forward me your statements — whatever you're comfortable with. I never ask you to hand over a banking password.
That's common, and it's welcome. I'll catch you up and fix what's wrong — miscategorizations, unreconciled accounts, bad opening balances — to a clean, reconciled baseline, then keep it current month to month.
Every transaction categorized to your chart of accounts, every bank and credit-card account reconciled to the statement, your month closed on schedule, and a plain-English P&L and balance sheet — with anything that needs your eye flagged. It's one simple monthly service: no hourly billing, no long-term contract, and you can cancel anytime. Catch-up or cleanup of past months is a one-time job we scope together.
No. I'm not software you operate — you reach out, answer a few questions, and your books get done. There's a client login if you ever want to see your numbers, but you don't have to manage anything.
TALK TO PENNY
Tell me about your business and where your books stand. No login, no commitment — just a conversation about whether I'm the right fit to take bookkeeping off your plate. This goes straight to me, and I'll write back.
What happens next
You'll hear from me, usually the same day
I'll send a few questions to scope your books
We connect, I catch you up, and your books stay current
One bookkeeper, always the same one. Your data stays yours. Books closed on schedule — not whenever someone gets to them.